Terms of Service

Effective Date: April 8, 2026

Welcome to Regency Benefits Group! By accessing or using our website and services, you agree to the following Terms of Service. If you do not agree, please do not use our website.

The information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice.

Insurance coverage decisions should be made based on your individual needs and in consultation with one of our licensed insurance professionals.

1. Use of Website

This website is intended for individuals seeking information regarding life insurance products and services. 

By using this website, you agree:

• You are at least 18 years old
• You will provide accurate and truthful information
• You will not use this site for unlawful or fraudulent purposes

2. Insurance Products & Availability

We offer access to life insurance products through multiple carriers.

• Product availability may vary by state
• Coverage is subject to underwriting approval by the insurance carrier
• We do not guarantee approval, pricing, or specific coverage terms

3. User Submissions

When you submit information through our website (forms, quote requests, etc.), you agree that:

• The information is accurate and complete
• You authorize us to use this information to provide services and contact you

4. Consent to Communications

By submitting your contact information, you expressly consent to be contacted by us and/or our licensed agents via:

• Phone calls
• Text messages (including automated messages)
• Email

These communications may include marketing and service-related messages.

You may opt out at any time by:

• Replying “STOP” to text messages
• Using unsubscribe links in emails
• Contacting us directly
   

5. Intellectual Property

All content on this website—including text, graphics, logos, and design—is the property of Regency Benefits Gropu and may not be copied, reproduced, or distributed without permission.

6. Third-Party Services

We may partner with third-party providers, including insurance carriers and service vendors.

We are not responsible for:

• The actions or policies of third-party companies
• Coverage decisions made by insurance carriers
   

7. Limitation of Liability

To the fullest extent permitted by law, Regency Benefits Group is not liable for any direct, indirect, incidental, or consequential damages resulting from:

• Use of this website
• Reliance on information provided
• Inability to access services

8. Disclaimer of Warranties

This website is provided “as is” and “as available” without warranties of any kind, either express or implied.

We do not guarantee:

• That the website will be error-free or uninterrupted
• That information is always current or complete

9. Indemnification

You agree to indemnify and hold harmless Regency Benefits Group from any claims, damages, or expenses arising from your use of the website or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of  Georgia, without regard to conflict of law principles.

11. Changes to these terms

We may update these Terms of Service at any time. Updates will be posted on this page with a revised effective date.

No Guarantee of Results:

We do not guarantee that any individual will obtain life insurance coverage, specific rates, or approval. All applications are subject to underwriting and carrier guidelines.